Vantage Point Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the best option for your specific mortgage needs.

Our most common home loan. The monthly mortgage payment for principal and interest does not change throughout the entire term of the loan.

FHA loans are geared toward first time home buyers and allow buyers to purchase a home with very low down payments – as little as 3.5% out of pocket.

VA mortgages are available to those who have served or are currently serving our country. Eligible veterans can purchase a home with up to 100% financing.

Jumbo mortgages are loans that exceed the conforming loan limits. We have the ability to ensure you are always getting the best terms available.

ARMs usually have a lower interest rate than fixed-rate mortgages and offers an interest rate that fluctuates based on the terms of your loan agreement.

Reverse mortgages allow borrowers to take a portion of the equity in their home and convert it into payments. This is a loan in which the lender pays you.

100% financing is available to homeowners who meet established income thresholds and purchase in areas deemed underdeveloped or rural by the USDA.

Turn a fixer-upper into your dream home. Renovation loans allow borrowers to purchase a home and also finance the costs to make necessary repairs to the property.

Borrowers who have non-standard credit histories, or who are self-employed may need more creative options. We will help find a loan that fits your specific needs.